Archive for the 'personal finance' Category

Can I refinance a loan with another bank to the original amount if I need extra cash?

traveler#305 asked: I have a loan that is paid on diligently every month. It is secured by a cd of the original loan amount. I would like to refinance this loan to the amount of the original security, take the cash, and keep my original monthly paymentAdd a link here 1

Can I refinance my mortgage and home equity line of credit together?

MH asked: For example, I take both loans and refinance them together as 1 loan with a 30 year loan?Add a link here 1

Is it possible to refinance your mortgage to get caught up on bills and late mortgage payments?

Donna C asked: we have tried twice to refinance our house through a bank in order to get caught back up on the mortgage payments that we are behind and to do some home repairs, etc however we keep being told no because we are in fact behind several house payments. Is there anyone out [...]

Is it better to refinance a mortgage for a tax deduction or continue with my 15 year mortgage?

Cajun asked: I have 10 1/2 years left on a 15. Single, retired and no dependents.Pension(60,000) Does it make sense to refinance?Mydomain.com

How do you refinance with the same company you have the loan through?

Mommy of Lily, Daisy, and Jayson asked: I have a loan through Wachovia for my truck. After a year 1/2 of having the truck the payments have become a strain, how or when could I refinance the truck using the same company? (I really enjoy Wachovia, they are great and have helped us before. I [...]

Is it possible to refinance your home and include your car loans and credit card debt in the refinance?

fromthecabbagepatch asked: With no money down? This is our first home and we’ve owned it for 4 years and looking to refinance.Add a link here 1

How long after a discharged Chapter 7 bankruptcy can I refinance?

prettycre8ive asked: Hi, The 2-year ARM on my home mortgage (two mortgages) expires August 2008 (home purchased August 2006). However, I filed a Chapter 7 bankruptcy in 2007 (discharged in July 2007). Will I be able to refinance this year? I’ve heard that Ch. 7′s are different from Ch. 13′s in terms of the refinancing [...]

Can you refinance a interest only construction loan prior to converting to conventional?

Timothy M asked: My wife and I recently moved into a new home which we are still paying interest only on the loan. We also just sold our other home and would like to put the money we made off of it down on the loan. Can we put the money down when we convert [...]

I am looking to refinance my student loan. Any ideas of what company to go through?

troyman2000us asked: My direct student loan is now through the government, and I feel like I am absolutely getting nowhere with them. I have had my loan through them since 2004 and my balance has went from 35000 to 32000. I really need some suggestions of what companies to go through to possibly refinance. My [...]