Archive for September, 2008

How do you refinance with the same company you have the loan through?

Mommy of Lily, Daisy, and Jayson asked: I have a loan through Wachovia for my truck. After a year 1/2 of having the truck the payments have become a strain, how or when could I refinance the truck using the same company? (I really enjoy Wachovia, they are great and have helped us before. I [...]

If Mortgage Rates Can Fall Through the "floor" of the Prime Rate.what Else is Under the Floor?

The House Team Of Mortgage Intellingence asked: “Lower than prime,” you heard someone say. Like most Canadians, you were probably first skeptical and then confused. We tend to think of the prime lending rate as the invisible “floor” of lending rates. The very best customers can get very close to that floor. It is theoretically [...]

How soon after I get a car loan can I refinance with another lender?

newtobigd78 asked: I am in the market for a new vehicle and I’m thinking of financing through the dealer in order to get the “best” deal. However, I really don’t intend to stay with them and plan on refinancing through my own bank. My question is: how long do I have to wait until I [...]

Is it possible to refinance your home and include your car loans and credit card debt in the refinance?

fromthecabbagepatch asked: With no money down? This is our first home and we’ve owned it for 4 years and looking to refinance.Add a link here 1

Is it a good time to refinance my 2nd loan on my house?

howwie77 asked: I owe 40,000 on my second loan for my house. Paying I think 8 or 9% interest. Would it be wise to refinance my 2nd loan?Add a link here 1

Mortgage "stores" are a Hit With Homebuyers

The House Team Of Mortgage Intellingence asked: Question: “What’s the biggest financial investment most Canadians will ever make?”Okay, that may have been an easy one if you read the headline of this column. For most Canadians, their home is their biggest investment – and their most powerful financial tool.It’s odd – given the importance of [...]

How Denver and Colorado Mortgage Lenders Can Help if You’re Looking for a Denver or Colorado

1st American Mortgage asked: If you are in Denver or Colorado and looking for a home loan there are many options for you, thanks to technology. You can look for a loan from anywhere in the country, but that doesn’t mean you should if you are looking to buy a refinance a Denver or Colorado [...]

What are the financial requirements to refinance and release a co-signer?

REBECCA L asked: Are there certain financal requirements that must be met in order to refinance without a co-signer? But what are the tipical lender requirements?Add a link here 1

Is there a new refinance program that forgives negative equity and refinances the house at current value?

hotguyfromrincon asked: I heard about some new government loan where if your home has dropped in value, the government will absorb the depreciation and refinance your house at its current market value. I just bought my first house in August of 2008 for $275,000 which was a foreclosure and the other foreclosed homes surrounding me [...]

Choosing the Right Mortgage – Basic Mortgage Terms and Features

Bernard Chambers asked: Choosing the Right Mortgage – Mortgage BasicsThere is an astounding range of commercially available mortgage products, which makes choosing the right mortgage increasingly difficult without a firm grasp of mortgage basics. Here we try to give the consumer struggling to understand the basics of what a mortgage is, how it operates, and [...]

Getting Help With the Tom Martino Troubleshooter Mortgage

1st American Mortgage asked: Tom Martino has been an advocate of consumer rights for more than 30 years. Now, Tom Martino mortgage help is being offered trough the Tom Martino troubleshooter mortgage referral system.The Tom Martino troubleshooter mortgage referral system has grown out of Tom Martino’s troubleshooter.com and referrallist.com. The members of the Tom Martino [...]